Prospectus excerpt:  Each of the depositary shares offered hereby represents a 1/20 fractional interest in a share of our 7 3/8% Class H Cumulative Redeemable Preferred Shares, without par value, deposited with National City Bank, Cleveland, Ohio, as depositary. Each depositary share entitles the holder to a proportionate share of all rights and preferences of the Class H Preferred Shares (including dividend, voting, redemption and liquidation rights and preference). The liquidation preference of each Class H Preferred Share is $500 (equivalent to $25 per depositary share), plus an amount equal to accumulated and unpaid dividends.

The Class H Preferred Shares and the depositary shares will not be redeemable before July 28, 2008. Beginning July 28, 2008, we may redeem Class H Preferred Shares at $500 per share (equivalent to $25 per depositary share) plus accumulated and unpaid dividends. Dividends on the Class H Preferred Shares will be cumulative from the date of issuance and are payable quarterly, starting October 15, 2003.