Prospectus exerpt:  We are offering to exchange up to 14,000,000 of our new Floating Rate Non-Cumulative Guaranteed Series 6 Preferred Securities, which we refer to as the “exchange Series 6 preferred securities,” for up to 14,000,000 of our existing Floating Rate Non-Cumulative Guaranteed Series 6 Preferred Securities, which were previously sold in transactions exempt from registration under the Securities Act of 1933 (the “Securities Act”) and which we refer to as the “restricted Series 6 preferred securities.” We refer to the restricted Series 6 preferred securities and the exchange Series 6 preferred securities as the “Series 6 preferred securities”. The terms of the exchange Series 6 preferred securities are identical in all material respects to the terms of the restricted Series 6 preferred securities, except that the exchange Series 6 preferred securities have been registered under the Securities Act, and the transfer restrictions and registration rights relating to the restricted Series 6 preferred securities do not apply to the exchange Series 6 preferred securities.