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Civista Bancshares Inc (FCZA) Civista Bancshares is a financial holding company. Through its subsidiary, The Citizens Banking Company (the Bank), Co. is primarily engaged in the business of community banking. The Bank, located in Erie, Crawford, Champaign, Franklin, Logan, Summit, Huron, Ottawa and Richland Counties, OH, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and providing trust services. Co.'s primary focus of lending is real estate loans, both residential and commercial in nature. As of Dec 31 2013, Co. had total assets of $1.17 billion and total deposits of $942.5 million. Preferred: FCZAP
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