Prospectus excerpt:  We are offering 400,000 shares of our 8.0% Series D Cumulative Preferred Stock, par value $0.01 per share, which we refer to in this prospectus supplement as the Series D Preferred Stock. The offering of Series D Preferred Stock contemplated by this prospectus supplement is the first issuance of shares of this series by us. With respect to shares of Series D Preferred Stock issued pursuant to this prospectus supplement or any other shares of Series D Preferred Stock issued in March 2011, we anticipate setting the record date for a March 2011 partial dividend period on March 31, 2011, with such initial dividend payment to be made at the end of April 2011. Any other subsequently issued shares of Series D Preferred Stock will become entitled to dividends commencing on the first monthly record date following the date of issuance, and we anticipate setting record dates as of the fifteenth of every month with dividends to be paid at the end of the month to such holders of record. Dividends will be in the amount of $4.00 per share each year, which is equivalent to 8.0% of the $50.00 liquidation preference per share. If the Series D Preferred Stock, however, is not listed on a ônational exchange,ö as defined in this prospectus supplement, for a total of at least 180 consecutive days after the Series D Preferred Stock becomes eligible for listing on a national exchange or if we fail to pay cash dividends on the outstanding Series D Preferred Stock in full for any monthly dividend period within a quarterly period for a total of four consecutive or non-consecutive quarterly periods, subject to our right to remedy these matters as described in this prospectus supplement, investors will be entitled to receive cumulative cash dividends at the increased rate of 10.0% per annum of the $50.00 liquidation preference per share (equivalent to $5.00 per year per share) as outlined in this prospectus supplement.

Investors in our Series D Preferred Stock generally will have no voting rights other than with respect to the authorization or creation of shares ranking senior to the Series D Preferred Stock, matters directly impacting the rights of the holders and for certain share exchanges and other acquisitions. However, holders will have limited voting rights if the Series D Preferred Stock is not listed on a national exchange for at least 180 consecutive days after the shares first become eligible for listing, we fail to make a monthly dividend payment on the outstanding Series D Preferred Stock during a quarterly period for four or more consecutive or non-consecutive quarters, and under certain other circumstances. The voting rights of investors in our Series D Preferred Stock are further described in this prospectus supplement under ôDescription of Series D Preferred Stock ù Voting Rights.ö

We may not redeem the Series D Preferred Stock before March 21, 2014, except as described below. On or after March 21, 2014, we may, at our option, redeem the Series D Preferred Stock, in whole or in part, by paying $50.00 per share, plus any accrued and unpaid dividends to the redemption date. If at any time a ôChange of Ownership or Control,ö as defined in this prospectus supplement, occurs, we (or the acquiring company) will have the option to redeem the Series D Preferred Stock, in whole but not in part, within 90 days after the date on which the Change of Ownership or Control has occurred at specified redemption amounts as described in this prospectus supplement. Our Series D Preferred Stock has no stated maturity, will not be subject to any sinking fund or other mandatory redemption, and will not be convertible into any of our other securities.

The Series D Preferred Stock will rank junior to the outstanding shares of our 10.25% Series C Cumulative Perpetual Preferred Stock, which we refer to in this prospectus supplement as the Series C Preferred Stock, with respect to the payment of dividends and amounts payable upon liquidation.