Prospectus excerpt:  The Series E Preferred Shares and the depositary shares have no maturity date and are not redeemable before July 8, 2009; accordingly, they will remain outstanding indefinitely unless redeemed by us on or after July 8, 2009 at $2,500.00 per Series E Preferred Share (equivalent to $25.00 per depositary share), plus an amount equal to all accumulated and unpaid dividends. Dividends on the Series E Preferred Shares will be cumulative from the date of original issue and payable quarterly in arrears on or about the 15th day of March, June, September and December of each year, commencing on September 15, 2004, at the rate of 6.95% of the liquidation preference per year, or $173.75 per Series E Preferred Share per year (equivalent to $1.7375 per year per depositary share).